When you consider all the possible variables size, market share, working capital, running costs and more its obvious that no two businesses are exactly the same.

Every small business owner has a unique set of circumstances and specific requirements to consider before making decisions that are right for their business. Its no surprise, then, that when it comes to business financing, theres no one magic solution that will suit every companys needs. Rather, business owners should ask themselves the right kind of questions in order to secure the right kind of finance. Here are the main ones to consider.

1. What kind of financing is available?

Despite the range of lending...

South Arkansas bankruptcies by county, according to the US Bankruptcy Court, Western District of Arkansas:


Marsha Danielle Carter, A/K/A Marsha Doss, 300 Willow St., Magnolia; Chapter 13; bankruptcy filed July 11. Assets, $10,050. Liabilities, $77,527.


Steven E. Freese, 496 Lafayette 43, Buckner; Chapter 13; bankruptcy filed July 14.


Cynthia N. Jackson, 1178 Nevada 17, Rosston; Chapter 13; bankruptcy filed July 14.


Willie James Ross and Cloteil Smith Ross, 1532 Richview, Camden; Chapter 7; bankruptcy filed July 9.

Clayton Daniel Williams, A/K/A Clay Williams and Cynthia Jo Williams, A/K/A Cynthia...

A recently shuttered Shockoe Bottom restaurant has declared bankruptcy.

Arcadia at 1700 E. Main St., which operated through Arcadia Partners LLC, filed Chapter 7 bankruptcy on July 11, according to federal court records.

Arcadia shut down on June 22, the filing shows.

The business closed with $264,000 in debt. It owed $14,000 to its landlord, and other creditors include food and equipment vendors and utility providers. It also owed $12,000 in Richmond city meals taxes and more than $14,000 in state and federal taxes.

Its assets consist of about $44,000 in restaurant equipment.

The HY22 index was down around 3/4 of a point to 107.86, according to Tradeweb, while stocks also sank and the VIX index - Wall Street’s fear gauge - rose 3.5 points to 14.54.

“The Malaysia Airlines crash is a bit of a concern, but the overnight move is what people are set up for here,” said one high-yield investor.

He said more volatility would likely come Friday in Europe, where markets were closed before the crash, with an expected uptick in protection buying and defensive securities.

New US sanctions against Russia and orders from Israeli Prime Minister Benjamin Netanyahu to begin a ground offensive in Gaza added to the pressure on markets.


Debt sucks.

Credit card debt really sucks.

Ive seen some unbelievable balances over the years. Besides racking up huge balances on your cards, and living like youre Ritchie Rich, there are several whopper mistakes you will want to avoid.

What are the whopper credit card mistakes you should avoid?

1. Using your credit card for cash advances. This is a big mistake. The interest rates on cash advances are typically higher than that for everyday purchase. In fact, they are huge. You may be able to get a better deal from a loan shark. Im serious, these rates are in excess of 21-24%! Weve all seen the examples of how long it takes to pay off debt at regular rates. Can you imagine...

Four bankruptcy categories listed are: Chapter 7, bankruptcy involving liquidation of nonexempt assets; Chapter 11, plan permitting reorganization of financial affairs under court supervision for an individual engaged in business or for a company (asset and liability schedules are not always filed with initial petition); Chapter 12, plan permitting farmers and ranchers to reorganize their financial affairs under court supervision (asset and liability schedules are not always filed with initial petition); Chapter 13, bankruptcy that provides a plan for repaying a portion of debts over an extended time.

Charles L. Gabel Revocable Trust, Core Bank Trust, A Division of Core Bank, Omaha,...

First Cash Reports Second Quarter Earnings Per Share of $0.55; Growth in Pawn Receivables and Retail Sales Drive Solid Results; Company Reaffirms Second Half EBITDA Growth of 17% to 20%

July 17, 2014: 06:00 AM ET

ARLINGTON, Texas, July 17, 2014 (GLOBE NEWSWIRE) — First Cash Financial Services, Inc. (Nasdaq:FCFS), a leading international operator of retail pawn stores in the U.S. & Mexico, today announced revenue, net income and earnings per share for the three-month period ended June 30, 2014. The growth in revenue and earnings continued to be driven by the Company’s pawn operations in both the U.S. and Mexico. The Company also reaffirmed its earnings per share...


Good morning, ladies and gentleman and welcome to the Plexus Corporation Conference Call regarding its Fiscal Third Quarter 2014 Earnings Announcement. My name is Ellen and I will be the operator for todays call. At this time, all participants are in a listen-only mode. After a brief discussion by management, we will open the conference call for questions. The conference call is scheduled to last approximately one hour.

I would now like to turn the call over to Mr. Angelo Ninivaggi, Plexus’ Senior Vice President, Chief Administrative Officer, and General Counsel. Angelo?

Angelo Ninivaggi

Thank you, Ellen, and good morning everyone and thank you for joining...

Small businesses often run into the same problem when doing business with much larger companies: the bigger the customer, the harder it is to get them to pay their bills on time. That problem worsened during the recession when commercial customers stashed awaymore cash to bolster their books.

American Banker reportson two new tech startups, Payplant and Tradeshift, that are aiming to help small businesses by providing cash advances to those who cant afford to wait out the 60, 90, even 120 days it takes to get paid after an invoice is issued.

After a registration process, small businesses upload their invoices directly to the websites. The companies then verify the invoices with...

Waterville Window Co. Inc., in Winslow, Maine, filed for Chapter 7 bankruptcy after 61 years in business, citing liabilities of $813,870 to about 30 creditors, including a couple of PVC extruders.

The window fabricator will cease operations and liquidate assets of $54,500 a truck, van and office equipment to pay down debt owed to four creditors, two of which are banks. Secured claims total $389,000.

Window profile extruder Veka Inc. of Fombell, Penn., has the largest unsecured claim of $111,000 after essentially repossessing $1,780 of product in February, according to the July 14 filing in US Bankruptcy Court in Bangor, Maine.

BRT Extrusions, Inc., of Niles, Ohio,...